Heritage Funding Directory
Co-operative & Community Finance
Open
Last updated: 17/07/2025

We lend to organisations that are owned and democratically controlled by their members, who are usually either employees, customers or members of a community.
Flexible loans with no personal guarantees for:
- Worker co-operatives
- Housing co-operatives
- Community Businesses of all shapes and sizes
- Employee-owned businesses
- Social enterprises and charities with democratic control.
Who can apply?
Commercial organisations, Not-for-profit organisations, Charities
Heritage areas
Type of funding
Loan
Size of grant
£10,000 - £150,000
Geographic eligibility
UK
Application type
no
Additional information
Applications welcome all year round
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Funding Guides
Whether you’re an individual or a charity, our helpful guides can help you with the application journey.
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